Your mortgage lending business starts here

Unlimited free mortgage leads, training, and proprietary software

Select level to begin

Senior Loan Officer Loan Officer Junior Loan Officer

What makes working with The Mortgage Calculator different?

We are a Non-Delegated Correspondent lender with the tools to empower loan officers to scale their business exponentially, instantly!

Whether company leads or self-generated leads, we believe that every Loan Officer needs a full pipeline to succeed. We empower all our Loan Officers to fill their pipeline daily with new company leads, or use our lead generating CRM to create their own leads!

Grow your pipeline with unlimited leads & over 100 Lenders and Investors!

As a Non Delegated Correspondent Lender we have the best of all business models! We have over 4,500 Loan Programs as a Lender with 32 Correspondent Investors. And if we need to find a special home for a loan we have over 70 Wholesale Lenders we have partnered with for brokered loans. 

Fully Integrated POS, CRM & LOS

Our software was built for us, by us! Our custom software has API integrations with Encompass, Accountchek, Meridianlink, CIC Credit, Appraisal Works, Google AI, Optimal Blue, VOIP Phone, Email, SMS, MMS, DNC, Google Maps, Zoho, SignRequest, Zillow, Public Tax Data, DU/DO, LP, Zapier and more!

Remote & LIVE Trainings

Attend classes any time in our remote training center to add new lead sources to your pipeline or get approved for a new loan type for company leads! Get LIVE support M-F 10AM-6PM EST and LIVE weekly trainings!

And much more!
  • Prospect DSCR (business purpose) loans in over 30 states!
  • Unlimited daily leads at 50/50 split
  • Lead routing & lead setup support
  • Daily live trainings
  • 1-on-1 team leader support calls
  • Knowledge center with thousands of videos & resources
  • Free proprietary mortgage CRM with dialer
  • Free custom website with 1003 application API
  • No monthly fees (no tech or desk fees)

About The Mortgage Calculator

Learn more about what makes working as a loan officer for The Mortgage Calculator the right choice. Listen to founders Nick and Kyle Hiersche, along with Jose Gonzalez, talk about how the program works, from getting started with receiving leads all the way to getting documents signed and closing loans.


Our Compensation Plans

Senior Loan Officer

Your commission


200 BPS on Conventional/NonQM (2%)

Apply for Senior Loan Officer

  • Free Proprietary CRM/POS/LOS Software
  • Unlimited Company Leads at 50/50 Split
  • Receive Leads from Loan Officer Assistants
  • Team Leader Opportunities
  • Recruiting Bonuses

* 6 Loans Closed to Upgrade to Senior MLO

Loan Officer

Your commission


150 BPS on Conventional/NonQM (1.5%)

Apply for Loan Officer

  • Free Proprietary CRM/POS/LOS Software
  • Access to Company Leads in Auto Dialer
  • Unlimited Company Leads at 50/50 Split
  • Recruiting Bonuses

* 1 Loan Per Month Minimum Production

Junior Loan Officer

Your commission


75 BPS (.75%) for referrals to senior loan officers

Apply for Junior Loan Officer

  • Free Proprietary CRM/POS/LOS Software
  • Access to Company Leads in Auto Dialer
  • Refer Leads to Senior Loan Officers

* No Minimum Production Requirements

The Mortgage Calculator NMLS Licensed States

NMLS Licensed States for The Mortgage Calculator
Mortgage Calculator Company LLC is licensed as a Mortgage Lender in the following states: Arizona, California, Colorado, Connecticut, District of Columbia, Florida, Georgia, Illinois, Iowa, Maryland, Michigan, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington and more pending.
Trusted Partners